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A decision is made within minutes, and you can examine your rate and mortgage terms before finishing your application. Because home enhancements don’t use your personal home as collateral, you are typically not limited by the amount of equity you’ve in your house — the quantity you can borrow is as a substitute decided by the individual lender. Most lenders supply mortgage amounts from $1,000 to $50,000, though some let you borrow up to $100,000. Some home improvement tasks are expensive but add little value to your property. Comparing the value of the project to its value can help you…